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About Hearthside Bank

Our History

Hearthside Bank originated in 1920 in Middlesboro, Kentucky, as the Peoples Building and Loan Association. In those early years, with modest assets and prudent management, we established a record of dependability. In 1961, we became a federally chartered institution and changed our name to Home Federal Bank. We opened our second location in Harlan, KY, in 1975.

To better serve our customers' needs and to more effectively compete in today's marketplace, we converted from a mutual institution to a stockholder (HFBA) owned institution in December 1992. While focusing on the surrounding markets, we saw an opportunity in Tennessee and opened our existing New Tazewell branch in the mid-1990s.

In 2001, we became a state-chartered commercial bank that allowed us to concentrate more on retail business. With this new charter, we provided our customers with all their needs, including cash management for commercial customers, from various loans and deposit products.

With the convenience of Norris Lake so close by, we began to appreciate and capitalize on the business that our beautiful environment provided.

Norris Lake, located in five different counties, one being Campbell County, brought a new business spotlight. After serving Campbell County since the '70s, Home Federal Bank was fortunate enough to open a full-service branch in 2003 in Jacksboro, Campbell County's county seat.

In August of 2010, we saw an opportunity to strengthen our presence within the Harrogate and Lincoln Memorial University communities by building yet another branch. The branch is conveniently located directly across from Lincoln Memorial University's DCOM building.

In 2016, we opened our first Loan Production Office, HFB Mortgage, in Knoxville, TN. In the fall of 2022, we closed on the purchase of a new branch in the town of Farragut, TN. In January of 2024, we transitioned from our Loan Production Office to be a full-service branch.

Since our founding in 1920, a lot has changed. We noticed the needs of our customers transformed as the banking industry introduced new products and technology to the market. We understand the importance of growing with the world around us. Therefore, as we marked a century in banking, we knew there was no better time to refresh the Home Federal Bank image as we knew it.

In February of 2021, we rebranded to Hearthside Bank. This new name, Hearthside Bank, reflects the warm, comfortable family-style atmosphere that Home Federal has always provided. Our new brand better communicates the same values we've always had -- our integrity, drive, and commitment to serving our customers. We still offer the same dedicated, dependable service our customers expect while striving to provide the ultimate banking experience.

We have positioned ourselves to grow with you over the next 100 years, all while focusing on the main reason we’ve been so successful over the last century and counting – our customers. At Hearthside Bank, we are Always Within Reach

Community Involvement & Awards

Hearthside Bank takes pride in our community. This dedication to local culture manifests itself through Hearthside Bank’s involvement in community and charitable activities.

Thank you to our customers for helping us get to where we are now.

Some of the organizations we work with:

  • American Cancer Society
  • Repair Affair
  • Levitt Amp
  • Campbell Co. Children's Center
  • ROHO
  • Habitat for Humanity
  • Local Schools and Universities
  • UTK The Cross Ministries
Levitt Amp ROHO 2
UTK the cross Paint the Town Blue 2



Some of the awards we have graciously accepted with great pride:

  • 2023 Readers’ Choice Awards
    Middlesboro News: Best Bank, Best Boss - Alex Cook, Best Mortgage Lending Company, & Best Place to Work
    Claiborne Progress: Best Bank
    Harlan Enterprise: Best Bank
  • Best Bank, Best Financial Planning, Best Mortgage Company and Best Place to Work in the 2022 & 2021 Tri-State Peaks Readers’ Choice Awards
  • Best Home Mortgage 3rd year in a row and Best Bank Financing & Best Teller, Judy Osborne 2nd year in a row in the 2020 Middlesboro Daily News Readers’ Choice Awards
  • Best Financial Investment Company- 2nd year in a row in the 2020 Harlan Enterprise Readers’ Choice Awards


The Community Reinvestment Act (CRA) of 1977 encourages banks to help meet the credit needs of the communities in which they do business, including low- and moderate-income neighborhoods. You can review the data provided and print hard copies of documents as needed. Hearthside Bank is able to provide printed copies of these documents; however, we may charge a reasonable fee to cover copying and mailing expenses. Please submit your request to, or by mail to Hearthside Bank, Attn: CRA Officer, 1602 Cumberland Ave, Middlesboro, KY 40965.

Under the CRA, the following information must be maintained in a public file, current as of April 1 of each year.


Join Hearthside Bank

At Hearthside Bank, we’re committed to attracting, recruiting and retaining top talent from all sources and backgrounds. Implementing principles of diversity and inclusion helps us compete for top talent and develop a workforce that reflects the markets we serve, better positioning us to anticipate and meet customer needs. Our commitment to these ideals leads to stronger relationships with our employees, customers and vendors, which in turn helps make our business and our lives more successful and rewarding.

We are focused every day on delivering on the promise of being a great place for people to work by creating an environment where all employees are valued and understand that they have the opportunity to achieve their goals. We value our differences—in thought, style, culture, ethnicity and experience—understanding that diversity and inclusion are good for business and makes our company stronger. The more successful we are at fully engaging our employees, the more successful we will be in meeting the needs of our customers, communities and shareholders.

If you agree with our values and goals and would like to help us make financial lives better for our customers, complete an online application below, send a resume to the address below, or visit any of our seven locations in Middlesboro, KY, Harlan, KY, Harrogate, TN, New Tazewell, TN, Jacksboro, TN and Knoxville, TN to fill out an application.

Mailing Address

Hearthside Bank
Human Resource Department
1602 Cumberland Ave
Middlesboro, KY 40965


Current Job Openings

 See current job listings below. 

Interested in another position? No current job openings? We encourage you to still apply, using one of the above methods, as we are always looking for top talent!

Online Application

Apply Here

Teller - Knoxville Location

The Teller position is an entry level position primarily responsible for performing a variety of customer services such as cashing checks, receiving and processing deposits, payments and withdrawals for individual and business accounts and answering questions from existing customers. Work is varied in nature with changing priorities. Incumbent applies general knowledge of Teller operations to work performed, under general supervision and in compliance with established policies, procedures and regulations.

Hearthside Bank is an Equal Opportunity Employer.

If you have any questions, don’t hesitate to call or visit your local branch.

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