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Personal Lending

We offer loans with competitive interest rates for almost any task at hand.

Competitive Personal Lending

We offer auto, boat, RV, mortgage, and home equity loans. Our knowledgeable lenders are dedicated to understanding your goals and finding the right loan option for you.

Finance Your Dream Home

Let our expert lenders help you find the right loan for your needs.

You know what your home needs, and we’ve got the money to make it happen. Hearthside Bank has been known has the home loan specialist in this region for over 100 years, since our establishment in 1920. Whether you are looking to renovate, build from scratch, or purchase an existing home — our expert lending team is ready to help.

Here are a few of our mortgage tools:

Mortgage Loans

Ready to get moving?

If you’re looking for your first home, vacation home, or the perfect refinancing package, our team has the tools to make it happen.

We offer a variety of home loan terms with both fixed and adjustable rates. If you already own your home, ask how refinancing your mortgage may help lower your monthly payment.

Home Improvement Loans

Update Your Home On Your Timeline

The inevitable thing about home ownership is that you are going to have to upgrade it at some point. With a Home Improvement Loan from Hearthside Bank, you can borrow money to make improvements on your home without dipping into your savings. Common renovations our customers use this loan for include a new roof, remodel, and upgrading appliances.

Construction Loans

Ready to Break Ground?

You’ve got the vision and we’ve got the funds. If you’re looking to build your dream home or vacation destination, secure your financing with our competitive Construction Loan. This product is designed to meet the unique requirements of your project. Our experienced construction lending team will be able to provide you with quick processing, guidelines on your project, and the peace of mind that you have a team of experts backing your project.

Home Equity Lines of Credit

Access Your Biggest Investment

With our Home Equity Line of Credit (HELOC), you can turn your home equity into liquid cash that you can access whenever you need. Use the funds for home improvements, college tuition, a new car, or an emergency. Unlike many other loans, the interest you pay on a Home Equity Loan may be deductible from your income taxes. Consult your tax advisor.

Check out some of the ways our HELOC offers convenience and financial freedom:

  • Access your equity simply by writing a check or making a transfer
  • Enjoy flexible terms, competitive interest rates, and possible tax benefits (consult your tax advisor)
  • Consolidate bills or high interest loans into one convenient, lower payment

Ready to get started? Contact a lending officer today.

Find a Lender

Start planning with our Calculators

Check out our loan calculators to get accurate data on your loans

Explore Calculators


Secured Loans

Establish Credit with a Secured Loan

Secured Loans are an excellent choice for all of our customers, especially those looking to establish credit.

  • Borrow as little as $1,000
  • Terms vary depending on savings terms and borrower need
  • Competitive rates

Motor Vehicle & Recreational Loans

If you are looking for the funds to indulge in a new toy, look no further. Hearthside Bank can help you secure your next vehicle, boat, or RV.

  • Boat Loans
    Set sail on the premiere lakes of our region in the boat of your dreams this summer.
  • Recreational Vehicle Loans
    Take off in a new RV, ATV, golf cart, or whatever your family wants to cruise in next.
  • Vehicle Loans
    Get the money you need to purchase that new vehicle you've been looking at.

Need more information?

Submit a Loan Inquiry Request

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