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Personal Checking

Made With You in Mind

No Matter your goals, Hearthside Bank offers various checking accounts to fit your needs.

Standard Checking Features

Every Hearthside Bank checking account comes standard with:

  • Free eStatements
  • Digital Banking
  • Online Bill Pay
  • ATM/Debit cards

*For information about necessary documentation required to open an account, please contact our Customer Service Center at 1-800-354-0182.

Compare Accounts

Not sure which account is right for you?

One of our Personal Bankers can help you determine which account is right for you.

Visit a Branch Today Request Account Info

Maximum Checking

Get the most benefit for all your banking needs with Hearthside Bank's Maximum Checking. This account features a one-time discount on Safe Deposit boxes, Overdraft Privileges, and other high-quality services—including free ATM usage anywhere. The Maximum Checking account requires a $1,500 balance in your account to avoid a monthly maintenance fee.


  • First order of safety paper checks
  • Online Bill Pay
  • Check images
  • Combined statement
  • ATM/Debit card
  • Online Banking
  • Free Telephone Banking
  • Cashiers checks
  • eStatements
  • Overdraft Privilege Program

Value Checking

Perfect for anyone looking to add value to their banking experience, Hearthside Bank's Value Checking account features unlimited check writing, a $50 opening balance, and no monthly maintenance fee with eStatements.


  • Online Banking with Bill Pay
  • Overdraft Privilege
  • Telephone Banking
  • ATM/Debit Card
  • eStatements

Money Market Checking Account (MMA)

The Sensible Saving Solution

The Presidential Money Market Checking Account gives you the ability to write checks and earn interest, making this a smart choice for customers. If you maintain a balance of $5,000, you will avoid a monthly maintenance fee.


  • Interest Compounded Monthly
  • Unlimited Check Writing
  • Direct Deposits
  • Checks
  • Free ATM/Debit Card
  • Free Online Banking with Bill Pay
  • Free Telephone Banking
  • Free eStatements

Square One Checking

If you've ever had problems in the past with money management and checking accounts, Hearthside Bank is here to help you. Our Square One Checking offers you a fresh start. With two options available, starting over has never been so easy.


  • Free Online Banking with Bill Pay
  • Free Telephone Banking
  • $50 to open
  • $10 one time setup fee
  • Overdraft Privilege
  • eStatements
  • $12.99 monthly maintenance fee with Direct Deposit
    $19.99 monthly maintenance fee without Direct Deposit

Overdraft Privilege Program

Overdraw your account? We can help.

At Hearthside Bank, you can take complete control of your accounts and better manage your spending.

Learn More

Time for more checks?

Save yourself a trip to the bank and place an order for new checks online.

Purchasing checks can be fast and easy when you order online. Be sure to have all necessary information on hand, like your routing number (242170426) and account number.

Order Now

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